What We Do

Trust is built with consistent excellence. From strategy to tangible results, Universal combines meticulous planning and flawless execution to ensure we deliver your goals with minimum hassle and maximum efficiency.

Collective Investment Schemes

A collective investment scheme is where a pool of monies are invested into a fund (Fund) by investors (unitholders) with similar investment objective. The fund is managed by fund managers and invested in a diversified portfolio of securities and other assets.

The Trustee protects the interest of the unitholders by ensuring that the fund is managed and invested in accordance to what is indicated in the Trust Deed and hold the assets of the Fund.

Corporate Trust

We act as trustee for various investment instruments such as conventional bonds, Islamic Sukuk and real estate investment trusts (REITs) amongst others. As required by the Securities Commission, a Trustee is appointed to safeguard the interest of the bondholders or investors of these investment instruments.

Employee Retirement Schemes

It is a retirement fund set up by a Company for its employees based on the employee’s length of service to the company and the employee's salary history.

A trustee can be appointed to hold the funds in its custody and to ensure the funds are managed and invested according to the terms stipulated in the trust deed.

Employee Share Option Schemes (‘ESOS’)

A scheme where the employees are given the option(s) to purchase the Company shares at a certain price, upon completing a number of years in the company. An example of the Trustee’s role is to hold the shares and transfer the shares to the eligible employee at a discount.

E-Payment/E-Monies

It is a payment instrument that contains monetary value that is paid in advance by the user to the e-money operator. The user of the e-money is able to purchase goods and services from merchants who accept e-money as payment.

A trustee is required to hold the moneys paid by the users in a trust account and to ensure the moneys are used for refund to the users and payment to the merchants.

Executor/Administrator of Estates

The executor or administrator of an estate would be required to administer the estate and to ensure all liabilities are fully settled and the assets are transferred to the beneficiaries of the estate. This is an arduous task which involves locating the assets, liaising with the beneficiaries, obtaining the grant of probate or letters of administration, settlement of the deceased’s liabilities and transfer of assets to the beneficiaries.

Estate Administration Fees

1.5% of the value of estate (subject to a minimum of RM10,000 per annum) per annum.

Investment Schemes

Investment schemes are governed under the Interest Scheme Act 2016 which is regulated by the Interest Scheme Section under the Companies Commission of Malaysia.

A trustee is appointed to protect the rights of the investors in relation to the trust deeds or the contractual agreement under the scheme.

Interest Schemes

Interest schemes are governed under the Interest Scheme Act 2016 which is regulated by the Interest Scheme Section under the Companies Commission of Malaysia.

A trustee is appointed to protect the rights of the interest holders in relation to the trust deeds or the contractual agreement under the scheme. Examples of interest schemes are memorial parks, time sharing memberships and golf clubs.

Private Trust

You can plan a trust fund or legacy trust for your loved ones to ensure their financial wellbeing are protected when you are no longer around. However, who will execute your plans and ensure these plans are executed properly? You can either appoint an individual or individuals to act as a trustee or you may prefer to appoint a trust company to act as the trustee.

We provide trusteeship services for high net worth individual to act as trustee under their legacy planning.

Trustee for Recognised Markets

Activities for equity crowdfunding (ECF), peer 2 peer lending (P2P) and digital exchange (DAX) are identified as Recognized Markets and are regulated by the Securities Commission of Malaysia.

The operators of a Recognized Market are required to ensure the funds received from the investor are kept separately from their own operational accounts and are instead kept in a trust account operated solely by an independent trustee.

A collective investment scheme is where a pool of monies are invested into a fund (Fund) by investors (unitholders) with similar investment objective. The fund is managed by fund managers and invested in a diversified portfolio of securities and other assets.

 

The Trustee protects the interest of the unitholders by ensuring that the fund is managed and invested in accordance to what is indicated in the Trust Deed and hold the assets of the Fund.

We act as trustee for various investment instruments such as conventional bonds, Islamic Sukuk and real estate investment trusts (REITs) amongst others. As required by the Securities Commission, a Trustee is appointed to safeguard the interest of the bondholders or investors of these investment instruments.

 

It is a retirement fund set up by a Company for its employees based on the employee’s length of service to the company and the employee's salary history.


A trustee can be appointed to hold the funds in its custody and to ensure the funds are managed and invested according to the terms stipulated in the trust deed.

 

A scheme where the employees are given the option(s) to purchase the Company shares at a certain price, upon completing a number of years in the company. An example of the Trustee’s role is to hold the shares and transfer the shares to the eligible employee at a discount.

 

It is a payment instrument that contains monetary value that is paid in advance by the user to the e-money operator. The user of the e-money is able to purchase goods and services from merchants who accept e-money as payment.

 

A trustee is required to hold the moneys paid by the users in a trust account and to ensure the moneys are used for refund to the users and payment to the merchants.

 

The executor or administrator of an estate would be required to administer the estate and to ensure all liabilities are fully settled and the assets are transferred to the beneficiaries of the estate. This is an arduous task which involves locating the assets, liaising with the beneficiaries, obtaining the grant of probate or letters of administration, settlement of the deceased’s liabilities and transfer of assets to the beneficiaries.

 

Estate Administration Fees

1.5% of the value of estate (subject to a minimum of RM10,000 per annum) per annum.

 

Investment schemes are governed under the Interest Scheme Act 2016 which is regulated by the Interest Scheme Section under the Companies Commission of Malaysia.

 

A trustee is appointed to protect the rights of the investors in relation to the trust deeds or the contractual agreement under the scheme.

 

Interest schemes are governed under the Interest Scheme Act 2016 which is regulated by the Interest Scheme Section under the Companies Commission of Malaysia.

 

A trustee is appointed to protect the rights of the interest holders in relation to the trust deeds or the contractual agreement under the scheme. Examples of interest schemes are memorial parks, time sharing memberships and golf clubs.

 

You can plan a trust fund or legacy trust for your loved ones to ensure their financial wellbeing are protected when you are no longer around. However, who will execute your plans and ensure these plans are executed properly? You can either appoint an individual or individuals to act as a trustee or you may prefer to appoint a trust company to act as the trustee.

 

We provide trusteeship services for high net worth individual to act as trustee under their legacy planning.

 

Activities for equity crowdfunding (ECF), peer 2 peer lending (P2P) and digital exchange (DAX) are identified as Recognized Markets and are regulated by the Securities Commission of Malaysia.

 

The operators of a Recognized Market are required to ensure the funds received from the investor are kept separately from their own operational accounts and are instead kept in a trust account operated solely by an independent trustee.